Australia · Open Banking · Private beta

More evenings thatfeel like yours

Less time in bank, super, and property logins. More evenings with the people who matter. One clear view of your household's money, with quiet briefings and a vault for life's big moments.

You choose the accounts · Revoke anytime · Information only

Net worth

$0

+2.4% this month

Live preview
  • Property

    38%

  • Super

    28%

  • Investments

    22%

  • Cash

    12%

Sync
Assets
Briefing

Recent

Super contribution posted

Today · +$1,200

The gap

Your money already lives online.It just doesn't live in one place.

Bank apps show cash. Super shows balances. Property sits in another login. Brokers and spreadsheets fill the gaps. Affluent Australian households already have the data — OrcaX connects it under your consent so you can answer one question: what are we actually worth today?

See your number

This is the household picture OrcaX keeps.

Try it with sample amounts. In private beta, Open Banking syncs your bank balances live — then you add super, property, and investments for the full view.

Net worth

Try it

$1,284,620

  • Property

    36%

  • Super

    27%

  • Investments

    21%

  • Cash & savings

    11%

  • Crypto

    5%

Enter your numbers

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$
$
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Quick actions

Recent activity

Super contribution posted

Today · +$1,200

Offset account synced

2h ago · CBA

Property valuation refreshed

Yesterday · CoreLogic

This preview stays on your device. Join the waitlist for live bank sync, briefings, and household sharing.

When life happens, your executor should open one picture — not hunt through folders. That's Orca Vault.

Ready for Open Banking sync, AI briefings, and vault roles?

What OrcaX does

From connected accounts to a clear household picture.

Open Banking brings your banks in securely. You complete the rest of the household. OrcaX keeps one live net worth — with briefings and a vault built for family.

Link your banks

Connect Australian bank accounts through Open Banking (CDR) consent. You choose which accounts share — and you can disconnect in one tap. Balances stay current without passwords stored by us.

Complete the household

Add super, property, brokers, and other assets alongside live bank data. OrcaX is built for how Australian wealth actually sits — not cash alone.

One live net worth

See what you own and owe in a single number that updates as accounts sync. The full picture, calm and clear — ready when you open the app.

Briefings & vault

Plain-English updates on what moved. Orca Vault roles for Owner, Partner, Heir, and Executor so the right people can see the picture when life happens.

Built on Australia's Consumer Data Right rails — consent-first sharing designed for how Open Banking works in this market.

How it works

How your picture comes together.

Secure bank linking first. Then the rest of the household. One live number you can open any day.

  1. 01

    Connect with consent

    Choose your bank and approve what OrcaX can see through Australia’s Open Banking (CDR). You pick the accounts. Credentials stay with your bank. Revoke anytime.

  2. 02

    Add the rest of the household

    Bring in super, property, brokers, and other assets alongside live bank balances — so the picture matches how your wealth actually sits.

  3. 03

    See one live number

    OrcaX keeps a single net worth view of what you own and owe — updating as connected accounts sync.

  4. 04

    Share when it matters

    Give Partner, Heir, or Executor access through Orca Vault. Clarity for the household — without handing over every password.

Trust & Open Banking

Bank-grade consent. Household-grade clarity.

Affluent households connect accounts when the rules are clear. OrcaX is built for Australia's Consumer Data Right — transparent scope, revocable access, and a picture that leaves advice with your professionals.

  • You choose every account

    Open Banking consent is scoped. Pick exactly which accounts connect, see what’s shared, and revoke access in one tap. Nothing moves without you.

  • Australia’s Open Banking (CDR)

    The Consumer Data Right is the secure, bank-redirect way to share account data. Credentials stay with your bank — OrcaX receives only what you authorise. (Accreditation pathway in progress — we claim ADR status only once granted.)

  • Information — advice stays with your professionals

    OrcaX shows the picture and plain-English briefings. Product recommendations, lodged returns, and trades stay with your adviser, accountant, and broker.

  • Security you can name

    Security controls aligned to the Australian government’s Essential Eight baseline as we ship private beta — the same control families used across critical systems. Details in our Privacy Policy.

Founding pricing

Start free. Unlock the full picture when you're ready.

Waitlist is free. Founding members get early access and illustrative launch pricing in AUD.

Free

$0/mo

Map your household by hand before you connect a bank — see if the picture fits.

  • Manual net worth
  • Core dashboard
  • Goal tracking
Most popular · Founding

OrcaOne

$9.99/mo*

Founding price: Open Banking bank sync, live net worth, and plain-English briefings.

  • Open Banking bank sync (CDR consent)
  • Live net worth + tax modelling view (not lodgement)
  • AI briefings in plain English

Orca Family

$24.99/mo*

Shared household picture — partners, heirs, and vault roles on one system.

  • Everything in OrcaOne
  • Up to 5 members
  • Orca Vault · Advisor network soon

Illustrative founding pricing in AUD. Final launch pricing may change.

Straight answers

What is Open Banking (CDR)?
Australia’s Consumer Data Right lets you securely share selected bank account data with apps you trust. You approve at your bank, choose the accounts, and can revoke access anytime. OrcaX uses this to keep balances current — then you add super, property, and investments for the full household picture.
Is this financial advice?
OrcaX is general information and modelling only — not personal advice, not product recommendations, and not a substitute for your adviser or accountant.
When do I pay?
The waitlist is free. Paid plans begin when we open your access — founding prices below are illustrative and locked for early households where possible.

Founding cohort

Be one of the first Australian households inside.

Private beta is invite-only. Founding households help shape Open Banking sync, the household picture, and vault — so you spend less time on the money and more with the people who need you. Founding pricing where we can lock it.